Michael Chan, CEO at Zand, is a seasoned executive with global leadership experience in financial technology and business transformation.

Zand is a leading digital bank and a prominent crypto-friendly institution in the UAE. Notably, it is the only bank offering client bank accounts to Virtual Asset Service Providers (VASPs). 

Michael excels in driving corporate strategy, governance, and operational excellence, achieving exceptional results by delivering aggressive performance targets. He has led diverse teams for global IT, Fintech, and transformation projects, and has extensive experience in bank takeovers, mergers and acquisitions, turnarounds, and integrations.