DeFi Infrastructure
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Telegram’s integrated cryptocurrency wallet has unveiled a new feature enabling users to earn returns on major cryptocurrencies directly within the app. This update aims to simplify access to decentralized finance (DeFi) services and make crypto investing more approachable for everyday users.
The update introduces “Vaults” within the TON Wallet, Telegram’s self-custodial wallet. These vaults allow users to hold Bitcoin (BTC), Ethereum (ETH), and Tether (USDT) without leaving the chat interface.
“Our mission is to transform digital assets from complex concepts into practical tools for everyday use”, said Andrew Rogozov, CEO of The Open Platform and Telegram Wallet. He emphasized that the goal is to make cryptocurrency management and investing more accessible to the average user.
The new system operates on a decentralized finance infrastructure, leveraging the Morpho lending network, the TON Application Chain (TAC) execution layer, and the Re7 strategy provider.
These tools work invisibly in the background, while users interact with a simple interface similar to traditional wallets. This approach significantly reduces the technical challenges usually associated with DeFi protocols.
Telegram’s wallet aims to simplify cryptocurrency profitability by eliminating complex steps, such as managing multiple wallets, network bridges, or third-party applications.
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According to the official statement, the vault strategies offer variable returns while allowing users to maintain full control of their funds through self-custody. USDT vaults provide USD-denominated profit strategies with different risk levels, whereas BTC and ETH vaults extend these opportunities to two of the largest cryptocurrencies by market capitalization.
A Telegram Wallet spokesperson explained that integrating advanced return strategies directly into a widely used app like Telegram helps make blockchain-based returns accessible to a broader audience.
The Telegram Wallet also plans to support direct deposits of Bitcoin and Ethereum in their native forms, automatically wrapping them within the TON ecosystem. This integration enables seamless transactions and access to profit-generating features.
The wallet reportedly has over 150 million registered users, reflecting a substantial user base that could accelerate the adoption of these new services.
Earlier this month, the TON Foundation introduced TON Pay, a software development kit (SDK) that allows merchants and widget developers on Telegram to accept cryptocurrency payments directly within the app.
Meanwhile, Telegram experienced significant revenue growth in 2025, reporting $870 million in operating revenue during the first half of the year, a 65% increase compared to $525 million during the same period in 2024. Notably, about $300 million of this revenue came from exclusive agreements related to its cryptocurrency, Toncoin (TON).
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